CA Insurance License Number: 0465657

Karen Burneff, AIF®

Chief Compliance Office, Chief Operating Officer

562 945-7787
562 696-5487
800 441-0136

As CCO, Karen is responsible for all aspects of office operations. She ensures that financial planning activities are in full compliance with the rules and regulations required of financial advisors. She coordinates the activities of Quantum Econometrics as well as the activities of the Whittier branch of Cetera Advisor Networks.

Karen joined the Whittier branch of Cetera Advisor Networks in November of 2004.  She is an Investment Advisor Representative, Registered Representative, and Branch Manager.  Karen brings over 30 years of extensive experience in the securities industry, including positions as a compliance analyst at the national home office of Financial Network, and positions at Bateman Eichler, Hill Richards, Inc., Everen Securities, Inc. (now part of Wells Fargo), and Paine Webber Inc. (now UBS Securities).

She also serves as a non-public Arbitrator for the Financial Industry Regulatory Authority (FINRA) Dispute Resolution Forum.  FINRA is the largest independent regulator for all securities firms doing business in the United States.  For more than 70 years, it has been their mission to protect America's investors by making sure the securities industry operates fairly and honestly.

Karen holds the following registrations: Series 4, Series 7, Series 24, Series 53, Series 63 and Series 66.


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Douglas M. Rowan, CFP®, CMFC®, AIF®

First Vice President, Investment Advisor Representative

562 945-7787
562 696-5487
800 441-0136

Douglas Rowan entered the securities industry in 1986.  Doug earned his Bachelor's Degree in Finance from USC and is a Registered Principal authorizing him to oversee corporate securities trading and regulatory guidelines.

The emphasis in Doug's practice is on sound financial planning; coordinating investment portfolios to help clients in seeking to achieve their financial goals and objectives.  Using proprietary algorithms, numerous statistical measures and macro-economic indicators, Doug helps clients seeking information on the optimal mix of their assets, based on liabilities, taxes, and income requirements.

Doug has conducted classes on Investment Management at USC and for Whittier College.  He is an active member of his professional community serving for Lions International and is Past-President of the Whittier Chamber of Commerce.  He serves by appointment as Chairman of the Bond Oversight Committee for the Whittier Union High School District, and is a member of several other professional and community organizations including the Institute of Certified Financial Planners and the International Association for Financial Planning.  Doug volunteers with the local YMCA and serves the Whittier Police Officer's Association, and is a proud supporter of the Special Ops Survivors Foundation, which is committed to the surviving spouses of Special Operations personnel killed in the line of duty.

Among the corporations for whom Doug has designed and conducted financial education seminars are: GTE/Verizon, Philip Morris/Miller Brewing Company, Ameron, Northrup/Grumman, Lockheed, RTD, Boeing/McDonnell Douglas, Loral Corporation, Rockwell, University of Southern California, Whittier College, Whittier Police Department, AT&T and Disney.

CA Insurance License Number:​ 0714417

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Christopher George, CMFC®, CRPS®, AIF®

562 696-5487
800 441-0136

Chris started in the securities industry in 1996 after graduating from Whittier College with a Bachelors of Arts Degree in Psychology and a minor in Political Science. Chris carries a series 7 and 63 securities registration, a California insurance and variable annuity license, and a Chartered Mutual Fund Counselor (CMFC®), Certified Retirement Plan Specialist (CRPS®) designations.

Chris is also an Accredited Investment Fiduciary, AIF®. The AIF® accreditation defines his role as an Investment Advisor; someone who is managing the assets of another person or entity and stands in a special relationship of trust, confidence, and legal responsibility. He applies these prudent practices in real family and business situations involving fiduciary obligations.

Chris, as a Financial Planner with Cetera Advisor Networks, will help you pursue your financial goals. The emphasis in Chris’ practice is sound financial planning, coordinating investment portfolios to help his clients work towards their financial goals and objectives. He is particularly knowledgeable in the areas of investment, retirement and estate planning. Chris helps clients determine how they should diversify assets in both qualified (e.g. 401(k), IRA) and non-qualified retirement plans, grow their assets, and illustrate how to allocate their assets to provide the income they need and desire in their retirement years.

Chris has conducted classes on investment management at Whittier College.

Chris is an active member of his community serving as President of the Whittier Host Lions Club, President of the Whittier Chamber of Commerce, and President of the Whittier Community Foundation. Chris also serves as a Board Member of the Credit Union of Southern California and has worked on many political campaigns.

Chris is married with three children and enjoys all the club sports and competitive dancing his kids are involved in. Chris also was a four year varsity basketball player while at Whittier College.

CA Insurance License Number:​ oC22612

Securities and advisory services offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency), member FINRA/SIPC.  Cetera is under separate ownership from any other named entity.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.


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