About

Herbert Messick, MSFS®, CFP®, CLU®, ChFC®, AEP®, AAMS®, CMFC®, CRPC®, AIF®

President, CEO

Phone: 562.945.7787

Fax: 562 696-5487

Toll Free: 800 441-0136

E-mail: herbm@quantumecon.com

Herbert N. Messick is a certified financial planner with over 40 years of experience in the field. His practice consists primarily of fee-based asset management for individuals and corporations.

Herb has maintained offices in Whittier, California since 1979. Herb is a Registered Securities Principal, Branch Manager and Regional Director with Cetera Advisor Networks LCC, a member of the Cetera Financial Group. He is also a licensed general insurance and variable annuity agent.

Herb is an active member of his professional community. He served on the national board of the prestigious National Endowment for Financial Education. He is a member of several professional organizations including the Financial Planning Association (FPA) and the Society of Financial Service Professionals. He is also a member of the prestigious National Association of Estate Planners and Councils (NAEPC). The NAEPC is a national organization of professional estate planners and affiliated estate planning councils focused on establishing and monitoring the highest professional and education standards.

A graduate of the University of Delaware with a Bachelor of Arts degree in Economics, Herb has also earned Master of Science degree in Financial Services (MSFS). He conducted classes for financial advisors on Risk Management for the College of Financial Planning at the University of Southern California.

Committed to life long education through continuing his professional education Herb has earned the following designations:

Certified Financial Planner® (CFP)

Chartered Life Underwriter® (CLU)

Chartered Financial Consultant® (ChFC)

Accredited Asset Management Specialist® (AAMS)

Chartered Mutual Fund Counselor® (CMFC)

Certified Retirement Planning Counselor® (CRPC)

Accredited Estate Planner® (AEP)

Accredited Investment Fiduciary® (AIF)

In his role as portfolio manager, Herb has developed proprietary algorithms utilizing sophisticated strategic management techniques based on Nobel Prize winning Modern Portfolio Theory. Managing comprehensive and continuous investment decisions, he further refines his investment strategies through a systematic process of selecting and monitoring portfolio managers using a structured series of statistical measures including Monte Carlo simulation and factor analysis.

He is a recognized industry leader in the interactive use of the computer and financial planning. Herb served as FNICs National Project Management Team Leader for the implementation of computerized technology. Our clients expect and receive the most sophisticated financial analysis and management technology available.

As a wealth manager, Herb has particular expertise in the areas of wealth transfer and estate planning, tax planning, retirement planning and the analysis of corporate benefit plans for professionals. Herb prides himself on his ability to provide clear, comprehensive and easily understood explanations of the financial strategies and services he recommends.

He is a sought after expert on financial, tax and retirement planning issues and regularly conducts seminars on these topics for professional associations and major corporations. Among the corporations for whom Herb has designed and conducted financial educational seminars are: GTE/Verizon, Philip Morris/Miller Brewing Company, Ameron, Northrup/Grumman, Lockheed, RTD, Boeing/McDonnell Douglas, Loral Corporation, Rockwell, University of Southern California, AT&T and Disney.

Karen Burneff, AIF®

Chief Compliance Office, Chief Operating Officer

Phone: 562 945-7787

Fax: 562 696-5487

Toll Free: 800 441-0136

E-mail: burneffk@quantumecon.com

As CCO, Karen is responsible for all aspects of office operations. She ensures that financial planning activities are in full compliance with the rules and regulations required of financial advisors. She coordinates the activities of Quantum Econometrics as well as the activities of the Whittier branch of Cetera Advisor Networks.

Karen joined the Whittier branch of Cetera Advisor Networks in November of 2004. She is an Investment Advisor Representative, Registered Representative, and Branch Manager. Karen brings over 30 years of extensive experience in the securities industry, including positions as a compliance analyst at the national home office of Financial Network, and positions at Bateman Eichler, Hill Richards, Inc., Everen Securities, Inc. (now part of Wells Fargo), and Paine Webber Inc. (now UBS Securities).

She also serves as a non-public Arbitrator for the Financial Industry Regulatory Authority (FINRA) Dispute Resolution Forum. FINRA is the largest independent regulator for all securities firms doing business in the United States. For more than 70 years, it has been their mission to protect America's investors by making sure the securities industry operates fairly and honestly.

Karen holds the following registrations: Series 4, Series 7, Series 24, Series 53, Series 63 and Series 66.

Douglas M. Rowan, CFP®, CMFC®, AIF®

First Vice President, Investment Advisor Representative

Phone: 562 945-7787

Fax: 562 696-5487

Toll Free: 800 441-0136

E-mail: dougr@quantumecon.com

Douglas Rowan entered the securities industry in 1986. Doug earned his Bachelor's Degree in Finance from USC and is a Registered Principal authorizing him to oversee corporate securities trading and regulatory guidelines.

The emphasis in Doug's practice is on sound financial planning; coordinating investment portfolios to help clients in seeking to achieve their financial goals and objectives. Using proprietary algorithms, numerous statistical measures and macro-economic indicators, Doug helps clients seeking information on the optimal mix of their assets, based on liabilities, taxes, and income requirements.

Doug has conducted classes on Investment Management at USC and for Whittier College. He is an active member of his professional community serving for Lions International and is Past-President of the Whittier Chamber of Commerce. He serves by appointment as Chairman of the Bond Oversight Committee for the Whittier Union High School District, and is a member of several other professional and community organizations including the Institute of Certified Financial Planners and the International Association for Financial Planning. Doug volunteers with the local YMCA and serves the Whittier Police Officer's Association, and is a proud supporter of the Special Ops Survivors Foundation, which is committed to the surviving spouses of Special Operations personnel killed in the line of duty.

Among the corporations for whom Doug has designed and conducted financial education seminars are: GTE/Verizon, Philip Morris/Miller Brewing Company, Ameron, Northrup/Grumman, Lockheed, RTD, Boeing/McDonnell Douglas, Loral Corporation, Rockwell, University of Southern California, Whittier College, Whittier Police Department, AT&T and Disney.